Thank, Logan
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Closing 6-7-2013 ( fully under written,) wanted 6 years of tax returns $290,000 sales price 20% down 3% interest rate credit score me 710 wife 727 2.5 years from Chapter 7 Did a DIL 1.5 years ago,
it can be down, save your Money if yoiu have 20% down and get your credit scores close to 700 good hardship letter, can not just walk away, there are portfilio banks that will take you
Convential LoanFilled 5-2010
7-2010 341 Meeting (Chapter 7 No Asset)
8-2010 Discharged/Case closed!
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FHA your home that you BK has to be out of your Name for 3 full years NO exceptions period
yes 2 years chapter 7 without a home INC, if it was than the clock only starts ticking when the bank takes back title ,, No way arround it
I know called 25 different lenders last year see above post went a different routeFilled 5-2010
7-2010 341 Meeting (Chapter 7 No Asset)
8-2010 Discharged/Case closed!
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Originally posted by pathfinders View PostClosing 6-7-2013 ( fully under written,) wanted 6 years of tax returns $290,000 sales price 20% down 3% interest rate credit score me 710 wife 727 2.5 years from Chapter 7 Did a DIL 1.5 years ago,
it can be down, save your Money if yoiu have 20% down and get your credit scores close to 700 good hardship letter, can not just walk away, there are portfilio banks that will take you
Convential Loan
I just got a loan and had no unusual requests for paperwork. I was more than 5 years out and I'm a W-2 employee so that makes things a bit easier.
Logan
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Originally posted by Logan View Post6 years of tax returns. Yikes! I wonder if they want to see why you may have gone BK because 6 years is a bit ridiculous.LadyInTheRed is in the black!
Filed Chap 13 April 2010. Discharged May 2015.
$143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!
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