My DH and I are going to put our house up for sale. The house and mortgage are in his name only, as it was his house prior to our marriage.
I was discharged two years ago and included my previous mortgage in the CH7. My exH was also discharged around the same time and included the mortgage in his BK as well. He still lives in the home and is doing a ride through. So, no foreclosure.
My DH and I have no debt other than his current mortgage and it is not underwater. We are both employed and have both been with our current employers for almost 10 years. We want to sell our current home and buy another home jointly with a joint mortgage. How difficult will it be for us to get a mortgage together with my name on it? Will we be limited to an FHA loan because of my previous CH7? What should I expect?
Thanks!
I was discharged two years ago and included my previous mortgage in the CH7. My exH was also discharged around the same time and included the mortgage in his BK as well. He still lives in the home and is doing a ride through. So, no foreclosure.
My DH and I have no debt other than his current mortgage and it is not underwater. We are both employed and have both been with our current employers for almost 10 years. We want to sell our current home and buy another home jointly with a joint mortgage. How difficult will it be for us to get a mortgage together with my name on it? Will we be limited to an FHA loan because of my previous CH7? What should I expect?
Thanks!