We still live in the house which was included in our bankruptcy discharge, Jan 2010 and we did not reaffirm the mortgage. We pay the mortgage every month, when we decide to leave the house do we have to go thru foreclosure and have that black mark on our credit report.
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No, the credit reports will report the mortgage as "IIB" (included in bankruptcy). If anything other than IIB shows up on your credit reports, get it fixed right away. Why would you want to leave the house if you can ride through?Filed August 20
341 on September 23 Report of No Distribution - September 24 Case Discharged and Closed on November 23!!!
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