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mortgage 1 year after BK 7 discharge

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    mortgage 1 year after BK 7 discharge

    Is there a lender out there who will give you a mortgage 1 year after a chapter 7 BK? We have great credit scores 650+ after only 9 months. I would like to buy ASAP. Can someone one throw me some lenders names? Thanks

    #2
    I don't know of any. We are in the same boat. Underwriter told us 2 years. 1 down, 1 more year to go.

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      #3
      You likely won't get a traditional type mortgage...although there are some hard money lenders....but beware, they will break your legs if you miss a payment!

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        #4
        no major bank will unless you are 2-3 years clear discharge.
        Ch 7 filed 8/15/11 341 9/22/11 Discharge 11/28/11
        The rebuilding begins

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