Mortgage after chapter 7 and surrendering home....

[tmielke1]

So I went through a chapter 7 and it was discharged about 2 years now, I surrendered my home in th bankruptcy and its still not foreclosed, on my credit report it reports as included in chapter 7 0 balance, I talked to a mortgage broker with 20 years experiance and she told me that she could get me a mortgage using fha that she has done this before with my same situation, anybody here have any experiance's to share?

[dspii]

Please share your experiences....we have plenty of interested parties waiting to see if it closes.

[HHM]

She is probably full of crap to be quite honest.

If you still OWN the defaulted home...no chance. It will never get past underwriting.

[tobee43]

She is probably full of crap to be quite honest.

If you still OWN the home...no chance. It will never get past underwriting.

ditto....

i really hate when i see this real estate brokers misleading poor people into thinking they can get an fha after 2 years...

i'm from MO....i'm ask he/she...SHOW me the closing papers! (i know that can't be done). but, people without bk can't even get a loan today. banks are closed fisted and until they figure out this mess, money is going to be as dry as cotton mouth after sleeping with a bottle of cheap wiskey...(yuck).