Bank Of America is trying to pull a fast one on me!!!!!!

[dneil]

Hi all. I filed Chapter 7 in July, hearing in September, discharged (but not closed) January 4... all in this year.

I was going through paper work for getting our taxes done and came across my interest paid form that was from BOA. While looking at paper work, I came across my statement for November of this year. It says for me to send to them my tax bill as soon as I receive the bill. All of my taxes and insurance is done by escrow. So I was like.. WTF??? I then looked at all of my other statements OCT, DEC, JAN and now Febs.... and November's statement is the only one that shows this. It also says on that november statement that I must do this as soon as possible to escape from being charged late fees and penalties. WTF? Now I am wondering if they paid my summer taxes since that was due this past August.

I have never EVER had to send them my ORIGINAL bill for taxes! I think they are trying to mess me over. Anyone ever heard of this happening????

[dneil]

Do you all think this is because of my Chapter 7 that I have to send them my tax bill? I don't understand why ANYTHING would change since I have never been late, not even a day, since I got this house. In addition, I have it escrow so I don't have to worry about it. Now I have to worry, and that really irritates me!

[tobee43]

i know we had b of a on our other property and we NEVER had to send them the tax bill....we also had escrow account and the county sent the bill directly to them.

but they are sneaky...because i also take care of my mom's bills many times and this year and LAST year b of a attempted to up the escrow account when the the taxes even went down!!!!! they are worse than chase...well..i don't if they are worse...they ALL stink.

[dneil]

They are also trying to say my amount due on taxes is 750 dollars and it isn't, the tax bill says 707.00. I think they want to screw me over and I feel like I am going to have to watch them very closely. What jerks!

[tobee43]

They are also trying to say my amount due on taxes is 750 dollars and it isn't, the tax bill says 707.00. I think they want to screw me over and I feel like I am going to have to watch them very closely. What jerks!

well i called them on my mom's behalf and she lives across the country...and they lowered her payment or i told them i would report them to the banking commission...i don't know which one, but it sounded it. my dad called and said a new statement came in this week with the "corrected" amount on it. so they did change it. it seems like they try this every year! i also mentioned to them they are holding over 1500 in their escrow account and that's plenty enough...

and the news is this...which is pretty cool when i called them two weeks ago...the employees of b of a...and well as some other banks depends NOW on YOUR rating on how THEY treat you!! LOL!!! what a joke....so i talked to this lady and she begged me...(after she fixed the problem) to stay on the phone and "rate" her......i hung right up....it was b of a that changed all of our charge cards from 5-7% to 30.9% AND dropped our line when i needed it, and they knew it to have surgery....so right....i'll RATE them alright!!

i would call them up and tell them to adjust the payment...wouldn't hurt..you think?

[dneil]

I will call them Tuesday... it sucks because MLK is Monday so they probably wont be available to answer the phone and hear me complain like no tomorrow! I tell you what, I am going to super budget our family and start paying extra to get this house paid off because I am at a point where I am absolutely sick to be letting them make money off of us like they do.

[tobee43]

I will call them Tuesday... it sucks because MLK is Monday so they probably wont be available to answer the phone and hear me complain like no tomorrow! I tell you what, I am going to super budget our family and start paying extra to get this house paid off because I am at a point where I am absolutely sick to be letting them make money off of us like they do.

i hear you dneil.........we are closing on our house next month and it's owner financed 100%.........NO BANK FEES...NO REALTOR FEES...NO ESCROW FEES... YES..no B of A...no CHASE.....