Property Tax & Condo Fees after Chapter 7 discharge
My chapter 7 was filed last June and discharged last week.
Here is my my situation.
1. I moved out last August from my condo in NJ.
2. Since then I was not able to pay condo fee because i have to pay rent now.
3. Also, I have received a property tax bill from the town office last week for 3rd quarter payment.
4. Before the discharge, all my condo fees were current, no outstanding balances.
5. Before the discharge, the lender have paid the property taxes that was escrowed, so i never had separate billing from the borough. But now the lender might have contacted the tax office and had them directly bill me, I guess.
6. The condo is now in foreclosure procedure.
Questions now.
Q1. Do I need to pay for those taxes and condo fees?
Q2. If I won't be able to pay for those, what happens?
Q3. My friend says the condo association and the town will put liens on my deed and, when the lender sells the property in the future, the lender will have to resolve this issue, meaning this will be the lender's responsibility, not mine. Is this true?
Please advise. Thanks.
Here is my my situation.
1. I moved out last August from my condo in NJ.
2. Since then I was not able to pay condo fee because i have to pay rent now.
3. Also, I have received a property tax bill from the town office last week for 3rd quarter payment.
4. Before the discharge, all my condo fees were current, no outstanding balances.
5. Before the discharge, the lender have paid the property taxes that was escrowed, so i never had separate billing from the borough. But now the lender might have contacted the tax office and had them directly bill me, I guess.
6. The condo is now in foreclosure procedure.
Questions now.
Q1. Do I need to pay for those taxes and condo fees?
Q2. If I won't be able to pay for those, what happens?
Q3. My friend says the condo association and the town will put liens on my deed and, when the lender sells the property in the future, the lender will have to resolve this issue, meaning this will be the lender's responsibility, not mine. Is this true?
Please advise. Thanks.
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