Hi, I have recently been discharged in Ch 7. My wife and I did not reaffirm the house and now it appears we will be getting divorced. Neither of us can afford the payments alone, so I guess my question is, and I may already know the answer, can one of us stay here until the bank forecloses on it without making any payment whatsoever? Will it show up on my credit report, or has the bankruptcy already taken care of that? It is a pretty crappy situation and I am lost. I feel weird about just "walking away" from the home we built, but not sure we have any choice. Thanks in advance for any and all replies.
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Really? Come on thats an easy one.Good thing is nobody fights over the house like in the good old days. -
What about the taxes? I plan on staying here for as long as I can until they kick me out, but if I stop making payments, how will the taxes get paid, or it that taken care of once the foreclosure process takes place.Comment
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