Filed Chap. 7. The lawyer specified on court docs that I planned to reaffirm the mortgage. However, I have never signed a reaffirm agreement. I now realize reaffirming would have been stupid, so I'm glad I didn't.
Since I didn't sign a reaffirm, is it even possible that the mortgage wasn't included and just remained an open account through this whole process.
Ever since the automatic stay, my mortgage statements request "voluntary payment". So does that mean that it WAS included?
BTW, my credit report shows this account as "open" and it shows each month's payment in the green.
If I stop paying the mortgage, will it show foreclosure or IIB?
Thank you!
Since I didn't sign a reaffirm, is it even possible that the mortgage wasn't included and just remained an open account through this whole process.
Ever since the automatic stay, my mortgage statements request "voluntary payment". So does that mean that it WAS included?
BTW, my credit report shows this account as "open" and it shows each month's payment in the green.
If I stop paying the mortgage, will it show foreclosure or IIB?
Thank you!