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    Nothing down

    I would like to get into a house but I have nothing to put down.

    Any hope for me? Early part of august will be 2 years since discharge of ch7 and my FICO is 668.

    #2
    No such thing, anymore. Even people with perfect credit cannot do zero-down mortgages.

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      #3
      Originally posted by HHM View Post
      No such thing, anymore. Even people with perfect credit cannot do zero-down mortgages.
      Well, unless you're a veteran. I believe the VA still offers zero down mortgages.
      Case Closed > 2/08/2010

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        #4
        wow. how things have changed.

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          #5
          Originally posted by BobMango View Post
          Well, unless you're a veteran. I believe the VA still offers zero down mortgages.
          Ahh yes...that is true, VA can still do zero down. Also, USDA can do 100% financing but that is primarily for rural areas.

          -FHA 3.5%
          -Conventional, anywhere from 10-20% down.

          That's really the only game in town.

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