Didn't reaffirm mortgage, now what?

[lillaimof2kids]

[Majakat]

Just a note about financial aid - she can qualify on her own for the Stafford loans with no credit check, and depending on your income will qualify for a pell grant too - My daughter is going to a state school next year and all her tuition is paid within scholorships/grants and 3k in loan - look at state schools not private schools to minimize the loans she will need - but your credit score will probably not come into play -

[MrsDixon]

I'd open up some credit cards; secured cards if you need to. Dispute the 2nd mortgage as IIB and that will make it go to a $0 balance at least. Will that help you?

[logansdad]

I'd open up some credit cards; secured cards if you need to. Dispute the 2nd mortgage as IIB and that will make it go to a $0 balance at least. Will that help you?

Yep this should show as IIB and $0 balance since you are no longer liable for the debt.