Question about non-reaffirming mortgage

[Smalls]

I've gotten myself confused and can't find a straight answer searching....

My mortgage was IIB, and I did not reaffirm. I have been making the regular payments. If I walk away, I know that I am not responsible for the deficiency,

Will my credit report still show a foreclosure if I did not re-affirm?

[awayalways]

I cannot answer for everyone else but this is what happened with my credit report.

I had one foreclosure and several pre-foreclosures when I filed BK7 about 2 years ago. All my creditors reported IIB on my credit report and they have made no changes since then. And when I applied for a mortgage 9 months after discharge, I told my lender about the foreclosure but he said all my creditors had reported IIB and that was good enough for him. And so I got my new mortgage 10 months after discharge.

[Smalls]

Can anybody else comment on a foreclosure after Bk?