Mortgage Lenders after Discharge Chapter 7

[crazymanbk]

Does anybody know the names of mortgage lenders who will give you a mortgage after discharge from a chapter 7 without having to wait the required 2 years?

[awayalways]

I received a USDA guaranteed mortgage 10 months after discharge. You can find USDA approved lenders online at their website. I wrote all about this in the mortgage forum.

[oldhack]

VA also has no post-BK requirement, though you DO, of course, have to qualify as a veteran.

[imoverit]

VA also has no post-BK requirement, though you DO, of course, have to qualify as a veteran

.

It is my understanding VA has a 2 year post CH 7 requirement... Were you able to get a VA loan before the 2 years?

[newimges]

We got a mortgage 16 months after chapter 7 discharge through out local credit union even with our previous house included in the bankruptcy and foreclosed so it can be done.

Good luck!

[Crissy327]

Can i ask who your credit union is? Maybe I could contact them?

[gophermn]

But I think (correct me if I am wrong) NewImages put down a substantial down pymt. Which obviously helps!!

[RedLight]

Yes, is that the case? How did you go about doing the CU loan?

[blncd1]

We got a mortgage 16 months after chapter 7 discharge through out local credit union even with our previous house included in the bankruptcy and foreclosed so it can be done.

Good luck!

Holy crap, are you serious!!! This has got be NOT the norm???? BK and Foreclosure?? Really??
That is awesome!

[BKchapter13]

See if a credit union will work with you.