Mortgage 8-12 mos after BK

[loonzilla]

I'm going to be forced to move in a couple months, so I'm going to have to look for mortgage options. I'll have less than 12 months between my BK and need for loan. Some details:
Mid credit score will probably be around 700, I'll have 20%-30% available to put down, and my debt to income ratio will be very low. Is the 2 year barrier a wall I can't break down even with some decent numbers? Or, will I be forced to rent till then. Appreciate any info...

[CindyLou]

I was told by my lender that is you have the 20% down and score greater than 680, then conventional loan is possible at any time after BK. You just have to find a lender wiling to work with you.