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    Residential Mortgage Services

    Anybody have any experience with this company? They are looking into refinancing my home. They said that it looks promising. I was discharged in August of 07. I have an ARM and am paying 12.75% interest...so I am ready to refi if possible.

    #2
    You can refinance now but at a high interest rate.....
    Your best rates 5-6% won't be available until you have been out of BK or 2-3 years.....

    I don't believe your interest rate will change very much right now, so beware to doing a refi right now....... way too many hidden costs.
    Minny

    "It's amazing the paths that our feet sometimes follow in life".

    My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

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      #3
      I do think you may be able to get something better IF and only IF you have lots of equity in your house.
      Chapter 7 Pro Se....Discharged Feb. 2006

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