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Dropping PMI on non reaffirmed Mortgage

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    Dropping PMI on non reaffirmed Mortgage

    Without a reaffirmation agreement in place, post discharge how can I go about requesting PMI be dropped? Mortgage is 25 months old.

    Let me know which of the following scenarios would work -

    1) Balance reaches 80% of original appraised value

    2) Balance reaches 78% of the original appraised value (I think this one is required by law?)

    3) Request appraisal of home value, balance now matches 80% LTV

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