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i can,t believe i got a car!!!!

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    i can,t believe i got a car!!!!

    When i first got out of bk i got a car from j.d.byrider who offers car to people thru their own finaning company c.n.a.c at extremely high interest rates 24.0% i have had that car since nov 2005 i went to the dealership near me and i got a brand new 2006 hyundia sante fee with 16 miles on it at 10% interest but i plan to refinance with my credit union that i just joined as soon as possible. i,m so happy that things are finally looking up.it,s also good to see that things are looking up here for everyone it,s so encouraging.
    Filed bankruptcy oct,7,2005
    341 meeting on nov,16,2005
    discharged on march 9, 2006
    fico scores as of march 16,2006
    transunion :405
    equifax :506
    experian: 498
    hooters card : $750.00
    aspire card: $300.00
    orchard bank : $300.00
    2006 hyundia sante fe 16,250 10%interest

    #2
    Yes, there is life after bankruptcy....... buying autos and homes is still possible.....

    Now use that "fresh start" wisely.........
    Minny

    "It's amazing the paths that our feet sometimes follow in life".

    My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

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      #3
      Good deal!
      That's a great interest rate for just out of BK!
      BUSY running my own credit repair services! Sorry I don't stop in so often any more!

      Comment


        #4
        refinance car

        Originally posted by brownlayde
        When i first got out of bk i got a car from j.d.byrider who offers car to people thru their own finaning company c.n.a.c at extremely high interest rates 24.0% i have had that car since nov 2005 i went to the dealership near me and i got a brand new 2006 hyundia sante fee with 16 miles on it at 10% interest but i plan to refinance with my credit union that i just joined as soon as possible. i,m so happy that things are finally looking up.it,s also good to see that things are looking up here for everyone it,s so encouraging.
        is it really looking up? I wanted to refinance my car not to long
        back, they wanted 3k to refinance, and that would only bring
        it down a few $$$, and that was with good credit, I hate to
        think what they will do with a BK, but I would like to know.

        Comment


          #5
          refinance

          i,ll let you know about the refinancing soon as possible.
          Filed bankruptcy oct,7,2005
          341 meeting on nov,16,2005
          discharged on march 9, 2006
          fico scores as of march 16,2006
          transunion :405
          equifax :506
          experian: 498
          hooters card : $750.00
          aspire card: $300.00
          orchard bank : $300.00
          2006 hyundia sante fe 16,250 10%interest

          Comment


            #6
            People have been criticized heavily here about new car purchases. To my thinking a good car is essential You really don't want someone elses problems. It can be expensive and people can lose employment. Congratulations, 10% is NOT bad. Wait and you may see your interest lower than you signed for online. Ford has done that with many of us in this forum. Personally, I'd be happy with 10%, mine was 10.75 in the end, they went down 1.5 from the contract.
            Last edited by robivi3; 08-18-2006, 03:27 PM.
            "You once asked me for advice. You want some now? Never pass up a good thing." Lieutenant Jean Rasczak, Starship Troopers

            Join the Mobile Infantry and save the world. Service guarantees citizenship.

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              #7
              I am hoping that Ford Credit come through for us. I applied this afternoon online. My husbands scores are average 640 already. We are in real need of a car because he works out of town all of the time and has to take his car and it leaves me carless most of the time!! Yall I hope that you are in good with God because we need all the righteous prayers we can get with this car situation!!

              Chapter 13 conversion to chapter 7 filed 5/9/06
              Auction for vehicle completed!
              Deed in lieu of home completed
              Discharged:8/16/06 and Closed:8/16/06

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