We are in the market for a different vehicle since mine is on it's very last legs after three transmissions and 225,000 miles. We're seriously considering applying with the CapOne Blank Check program but aren't sure whether to apply jointly or individually. I guess I look at it like if we apply individually then we can compare which offer is better (assuming either of us is approved). Thoughts?
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My understanding is that if you submit a joint application, creditors will look at the lower credit rating. If that is true, applying separately makes sense.LadyInTheRed is in the black!
Filed Chap 13 April 2010. Discharged May 2015.
$143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!
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