Capital One Auto Questions

[dumpinmydebt]

I never understood why people feel the need to justify their actions to complete strangers....

[stratos]

Aye carumba.

Ditto.

[daxtell]

i do not understand the wrath of judgment against people who file a chapter 7 instead of a 13. i believe that most people who do file chapter 7 did intend to pay off their debts in the beginning. i worked extremely hard for almost 30 years and had excellent credit up until 4 years ago when i lost MY 60k job. circumstances prevent these folks including myself to not be able to qualify for a chapter 13 even if we wanted too. the job i found barely covers my basic expenses and i lost the house and 30k car. the past few years have been an eye opener for me. i may one day get back to the point of getting another job with more money, but if i do, i will not put myself in the position again of losing anything if that income were to be lost again. anything can happen in these crazy times that limit your income in an instant. job loss either by layoff or medical emergency. and then where will you be?

[albacore44]

If it were me, I'd save that money for some Fried Chicken, Watermelon, and a pair of shiney new shoes.

[justbroke]

i do not understand the wrath of judgment against people who file a chapter 7 instead of a 13. i believe that most people who do file chapter 7 did intend to pay off their debts in the beginning.

The bankruptcy code itself actually treats them differently. The credit industry treats them differently (10 year black mark for Chapter 7, with 7 year black mark for Chapter 13).

I don't think it should be judgmental, as it's just a mere fact. Chapter 13 debtors have it harder, are under the control of the Trustee longer, and in most cases, pay back between 10% and 30%. Circumstances are controlling, but some people are, indeed, "forced" into a Chapter 13 in order to get the protection of the Court. The majority of filed Chapter 13s fail, never reach confirmation, or are converted to a Chapter 7.

[Kuya]

Finally!!!!!! Rock on!

If it were me, I'd save that money for some Fried Chicken, Watermelon, and a pair of shiney new shoes.

[locolady]

Is this code for something.

If it were me, I'd save that money for some Fried Chicken, Watermelon, and a pair of shiney new shoes.

Hey people like to buy expensive bikes, motor homes or boats so buy the car you want. I make decent money high 5 figure and will not buy a 30k car either. But this is only because I'm older and don't want that type of car anymore. But if this person want the car none of us will be paying his car note so really WTF should we care, go for it sir get your car. I bet after five years at $500 month for a depreciating assets (with $4 gas)you'll have learned your lesson and will never do that again.

[mikemike]

i thought this was about capone not mocking or putting ur two cents on other peoples priorities. Me for instance i like nice things. If i can afford it why not. I like nice cars and if u spend wisely and able to pay bills on time why not. Just my opinion.

[dumpinmydebt]

i thought this was about capone not mocking or putting ur two cents on other peoples priorities. Me for instance i like nice things. If i can afford it why not. I like nice cars and if u spend wisely and able to pay bills on time why not. Just my opinion.

Everyone is allowed to put their 2 cents in, even if it's really not relevant. OP didn't ask for approval or opinions on their spending habits. Most people on here just are afraid some people will go down a path of destruction, so while their words may be harsh, and at times rude, for the most part, they mean well. Or at least, I hope they do

[locolady]

If it were me, I'd save that money for some Fried Chicken, Watermelon, and a pair of shiney new shoes.

Does this mean your predispose to fried chicken and like to eat watermelon wearing flashy clothes?

[albacore44]

Does this mean your predispose to fried chicken and like to eat watermelon wearing flashy clothes?

Was Obama born in Kenya ??

[mikemike]

Everyone is allowed to put their 2 cents in, even if it's really not relevant. OP didn't ask for approval or opinions on their spending habits. Most people on here just are afraid some people will go down a path of destruction, so while their words may be harsh, and at times rude, for the most part, they mean well. Or at least, I hope they do

I see ur point and at time theirs lol...But u right sometimes harsh words are the ones u need to hear

[scorpion35]

Was Obama born in Kenya ??

yup

[locolady]

Was Obama born in Kenya ??

yup

Born of the womb of a dumb mid western farmer's daughter and a Marxist loving tree swinger monkey. Raise in Africa by his Muslim revolution teaching grandparent to be an American Manchurian candidate like he is. Some one need to tell the truth that we real American all really know in our hearts..Preach GB, RL, and Fox news

[IBroke]

Is this code for something.

Hey people like to buy expensive bikes, motor homes or boats so buy the car you want. I make decent money high 5 figure and will not buy a 30k car either. But this is only because I'm older and don't want that type of car anymore. But if this person want the car none of us will be paying his car note so really WTF should we care, go for it sir get your car. I bet after five years at $500 month for a depreciating assets (with $4 gas)you'll have learned your lesson and will never do that again.

Hmm, everything is "relative" - just like considering a $30K-car to be "expensive". I guess a BMW woud blow up your scale...

I'm thinking about getting a car in this price-range as well - maybe a Ford Fusion Hybrid. That car cuts the gas-bill in half.