So it seems like most of us who apply will be approved, but what have been your terms?
We were d/c in June. I applied tonight and was approved for up to $13k on a new or used car; 10%, but for *30* months. I didn't see anywhere that you could add a co-applicant so I don't know if this would make a difference if I added my spouse's income.
I'm hoping to buy a used car that's under $10k but it seems as if we're going to find a short term which kind of makes me mad because I'm looking for a low payment of under $250 if at all possible.
I have a feeling that we might "have" to buy a new car, but hopefully with this being the end of the year we can find a mid sized sedan (like an Elantra) that's a 2010 for a reasonable price.
We might go into a dealer tomorrow and see what they have to say, but what can any of you tell me if anything?
Our scores are all in the low 600's; we have 3 small cards each, all have been used and paid on time since the discharge.
Our income is around 70k.
I had a repo with Americredit a few years ago so I don't know if they'd touch us (or if I'd want them too).
Anyway, I know this went all over the place but I'm just trying to feel things out!
We were d/c in June. I applied tonight and was approved for up to $13k on a new or used car; 10%, but for *30* months. I didn't see anywhere that you could add a co-applicant so I don't know if this would make a difference if I added my spouse's income.
I'm hoping to buy a used car that's under $10k but it seems as if we're going to find a short term which kind of makes me mad because I'm looking for a low payment of under $250 if at all possible.
I have a feeling that we might "have" to buy a new car, but hopefully with this being the end of the year we can find a mid sized sedan (like an Elantra) that's a 2010 for a reasonable price.
We might go into a dealer tomorrow and see what they have to say, but what can any of you tell me if anything?
Our scores are all in the low 600's; we have 3 small cards each, all have been used and paid on time since the discharge.
Our income is around 70k.
I had a repo with Americredit a few years ago so I don't know if they'd touch us (or if I'd want them too).
Anyway, I know this went all over the place but I'm just trying to feel things out!
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