looking for car loan with bad credit!!

[Rani0606]

We have been looking for auto loan in WA area but with no luck.
We have not even filed any bk but we do have bad credit due to some
missed payments. Is there any hope for us to get any kind of auto loan.
Thank you

[pris72]

We have been looking for auto loan in WA area but with no luck.
We have not even filed any bk but we do have bad credit due to some
missed payments. Is there any hope for us to get any kind of auto loan.
Thank you

Well I just bought a brand new car, and we are financing through americredit. Our credit does have the chapter 7 discharge on it however. We both have a few credit cards that we have been paying on for 4 months. All you can do is try. Also be aware which I found this one out at the car dealership. Anytime you go onto online sites such as roadloans for example, multiple finance companies will pull your credit even though you only applied through them. Luckily from what the salesman told us if it is a multiple inquiry thing for auto or home buying, they lump them into one. There were 15 inquiries on my credit for auto financing, and I only filled out 2 apps. 1 through roadloans and the other through capital one. Both apparently turn the info over to others. I only put $500 down, and used the $3,000 rebate as the rest of my down payment. 1st payment is due Nov. 2nd. I just did my phone call follow up with americredit earlier. All of my paperwork will go out today in the mail.

[Rani0606]

Thank you so much. Will check with AmeriCredit.