I have a car that is financed by Ford Credit that is at 5.99% and I reaffirmed it. What are my chances at buying a new car and getting them to give me a low rate? Someone said that they may be willing to do so since I still have a loan with them (6 payments left) and I am planning on trading in the vehicle financed for a new one. Does anyone know if that is true?
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It would depend on a lot of things. When you did file BK? When were you discharged? How's your current employment history and credit score?
Now for the final question: Do you really NEED a new car? If you WANT it but don't NEED it then I wouldn't buy it but that's just my opinion.4/09 Converted to a Ch 7 due to loss in dh's income
5/09 UST now involved no idea what happens next
7/09 UST has decided to withdraw his motion to dismiss!
7/27/09 DISCHARGED!!!
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