My husband has been given an offer for a new job! YAY! We have had a rough time lately, as he was laid off in August. He took another job in between at half the salary, and hated it. Things happen for a reason and we are moving back to CA with a job making what he made a year ago! Double YAY!
Sorry, rambled.
So we were discharged from CH. 7 in January. We reaffirmed both cars. One is financed with a small credit union; one with Toyota financial.
With hubby's new job, he will have to buy a truck, but the payments, and insurance will be paid by the company. (I guess the company found that "company trucks" weren't taken care of, but if the employee owned it, they took better care). So, we are faced with having to buy a truck. 1/2 ton minimum; 6 foot bed minimum; At least a 2006.
We were not expecting to buy a new car ANYTIME soon. I have checked our credit scores, which vary from 590-775 (different sources). We have no debt now except for one other car (we'll sell the older one, as we'll make a profit), a student loan, and...that's it. We let our house go.
What kind of interest rate can I expect? We got 2.9% for our Highlander in August and I think i'll be shocked at how high we'll pay with the new truck (even though the compnay is paying).
What are my best sources? We have one with Toyota Financial. Since we reaffiremd with them, can we try for a good rate with them? What about Ford?
Thanks!
Sorry, rambled.
So we were discharged from CH. 7 in January. We reaffirmed both cars. One is financed with a small credit union; one with Toyota financial.
With hubby's new job, he will have to buy a truck, but the payments, and insurance will be paid by the company. (I guess the company found that "company trucks" weren't taken care of, but if the employee owned it, they took better care). So, we are faced with having to buy a truck. 1/2 ton minimum; 6 foot bed minimum; At least a 2006.
We were not expecting to buy a new car ANYTIME soon. I have checked our credit scores, which vary from 590-775 (different sources). We have no debt now except for one other car (we'll sell the older one, as we'll make a profit), a student loan, and...that's it. We let our house go.
What kind of interest rate can I expect? We got 2.9% for our Highlander in August and I think i'll be shocked at how high we'll pay with the new truck (even though the compnay is paying).
What are my best sources? We have one with Toyota Financial. Since we reaffiremd with them, can we try for a good rate with them? What about Ford?
Thanks!
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