Ok, let me start by saying I did not believe the dealer when he told me so I called Nissan Motor Credit Corp myself. Yup, approved, tier one ZERO percent for 60 months with 2K down (I put 5k down). I was discharged October 16th, 2009. I am still in shock.
My BK was caused by personally guaranteed business debt. I have no collections, chargeoff's or judgments on my report so maybe this is what made the difference. I did have to explain to Nissan Motor Credit the reasons for my BK and they were totally understanding.
I am lucky I walked out of one dealer and went to another. The first dealer said i was approved for 9.9 through Nissan. They were obviously trying to make a huge profit on the loan.
So for all those out there, you can get a decent deal.
My BK was caused by personally guaranteed business debt. I have no collections, chargeoff's or judgments on my report so maybe this is what made the difference. I did have to explain to Nissan Motor Credit the reasons for my BK and they were totally understanding.
I am lucky I walked out of one dealer and went to another. The first dealer said i was approved for 9.9 through Nissan. They were obviously trying to make a huge profit on the loan.
So for all those out there, you can get a decent deal.
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