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So we got a new/used minivan today

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    So we got a new/used minivan today

    We were approved with Capital One blank check at 17.79%. We applied online through Chase and were denied but the finance manager at the Dodge place reapplied and somehow got us approved with Chase at 12.9%!

    We only gave 13K for the van and put $1500 down.

    We were actually impressed. That's not a bad APR considering our credit history. My van is now sitting in my yard and it's really ours
    4/09 Converted to a Ch 7 due to loss in dh's income
    5/09 UST now involved no idea what happens next
    7/09 UST has decided to withdraw his motion to dismiss!
    7/27/09 DISCHARGED!!!

    #2
    Congrats. Gives us all a little bit of hope for the future..
    Those who live in glass houses should not throw stones
    Chapter 13 filed 10-21-09
    Discharged 4-13-15

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      #3
      that's awesome! congrats!!

      Any idea what your auto enhanced scores were like when they pulled them? We're hoping to get a new/used SUV within the next year..right now I'm driving a 2006 Chrysler T&C..owe $10K @10% interest (didn't reaffirm), but I really miss my 07 Durango (did a voluntary surrender before filing BK)
      Filed 8/2009
      Discharged & Closed 11/2009
      Now the rebuilding begins....

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        #4
        Originally posted by mom2three09 View Post
        that's awesome! congrats!!

        Any idea what your auto enhanced scores were like when they pulled them? We're hoping to get a new/used SUV within the next year..right now I'm driving a 2006 Chrysler T&C..owe $10K @10% interest (didn't reaffirm), but I really miss my 07 Durango (did a voluntary surrender before filing BK)
        I have no idea but I do know they pulled Equifax and our BK doesn't even show as discharged on Equifax. I don't know why. The finance guy was upset and surprised and said that it may pose a problem but turns out Chase didn't care if we were discharged or not.
        4/09 Converted to a Ch 7 due to loss in dh's income
        5/09 UST now involved no idea what happens next
        7/09 UST has decided to withdraw his motion to dismiss!
        7/27/09 DISCHARGED!!!

        Comment

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