Indicated i wanted to keep car on bk chap 7 filing. As BK progressed, i realized it made no sense to keep it. I was way underwater on a nissan armada.
So stopped paying a few months back. Citizens bank won the relief from stay. I surrendered car this week after trying to reaffirm with a cram down unsuccessfully.
Anyway, car was taken and i was actually relieved, goodbye huge payment.
I tell my story to family friend who owns a used car dealership and she asks me if i want it back.
Looks it up on auction site, and bid on it. We won
So i went from having a $712 payment and owing 24k on the vehicle for 3 more years to getting my own car back for 15k and having a 400+ payment for 3 years.
weird
So stopped paying a few months back. Citizens bank won the relief from stay. I surrendered car this week after trying to reaffirm with a cram down unsuccessfully.
Anyway, car was taken and i was actually relieved, goodbye huge payment.
I tell my story to family friend who owns a used car dealership and she asks me if i want it back.
Looks it up on auction site, and bid on it. We won
So i went from having a $712 payment and owing 24k on the vehicle for 3 more years to getting my own car back for 15k and having a 400+ payment for 3 years.
weird
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