This is a

[lbroussard25]

Here are my scores. I went to my 341 on Friday July 10th. I need to buy a car once I am discharged( I dont have a vehicle). I am so scared that I am going to be denied. I have lived on cash forever. So here they are:
Equifax 443
Transunion 497
Expieran 516

When do they update the report? Is it after the discharge or before? I have a good job with the IRS and have been there for 4 years. I am not so worried about credit cards I just want to be able to buy a car. If anyone can help thanks a bunch.

[Flamingo]

Either your scores or the BK on your reports are going to hurt you and you know that; there is no way around it as you will have to deal with higher interest, fees, etc. if you are able to get a loan. What might work and be a help to you is if you had any prior, paid off, paid on time car loans via Ford Credit, GMAC, etc. where you were previously in good standing. They do look upon those as a plus if you apply to a car dealership having the same brand car and offer that financing. It's a shot. Otherwise you may have trouble getting approved and, if you do, dealing with some bad rates.