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Honda Financial Approved Me!!!!

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    #16
    Originally posted by cindylynnsmith View Post
    I was asking cuz I am considering (against everything I have said) about trading in my current vehicle '06 Ford Escape....which gets about 18-20mpg for a Civic Hybrid. I drive approx. 40 miles round trip but in stop and go traffic....takes me about 1 hour each way. I am not upside down on my current vehicle, but I'm less then 2 years aways from being paid off. It just kills me every time I have to pay 3.75+ for regular !!!!!!!!!!!! I had a honda civic before and loved it. Plus the hybrid would put me in the carpool lane.....

    Any comments?

    Sorry for kinda hyjacking the thread
    I want to get rid of my SUV(which will be paid off in 2 years)because of the gas mileage and the fact that it takes premium only gas. I am also looking at getting a hybrid.

    I am looking more towards Toyota, but if I had to get a Honda I would.

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      #17
      Kool...now be sure you get a Hybrid!! :-)
      The information provided is not, and should not be considered legal advice. All information provided is only informational and should be verified by a law practioner whenever possible. When confronted with legal issues contact an experienced attorney in your state who specializes in the area of law most directly called into question by your particular situation.

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        #18
        Originally posted by HRx View Post
        Kool...now be sure you get a Hybrid!! :-)
        Oh I will get one. I just have to figure out whether I want a car or SUV one.

        Comment


          #19
          Originally posted by cindylynnsmith View Post
          I was asking cuz I am considering (against everything I have said) about trading in my current vehicle '06 Ford Escape....which gets about 18-20mpg for a Civic Hybrid. I drive approx. 40 miles round trip but in stop and go traffic....takes me about 1 hour each way.
          I have a civic hybrid. The gas mileage is about 40 city and 50-60 HWY. One of the best things I ever bought! That is terrific Carolina!! Honda's are great cars!! Congo-Rats!!
          Filed!!04/23/2008[X] 341 5/27/2008[X]Converted to asset case 5/26/2008 [X]
          DISCHARGE 08/12/2008[X]
          Converted to NO Asset case 12/15/2008[X]
          Closed 12/16/2008 [X]:yahoo::yahoo::yahoo:

          Comment


            #20
            Even though you had 7 charge offs, did you have good or bad credit before you filed?

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              #21
              Did you have good or bad credit before you filed?

              Comment


                #22
                Originally posted by carolina23 View Post
                Chap 7 discharged 2-06-08
                Creditor: Honda Financial
                CL: $22,400 7.36 % interest rate
                Approved: YES!!
                Applied: 3/7/08
                Pulled: EQ - TU -EX
                Score: 646(FICO) 658(FAKO) 593 (FAKO)
                State: VA
                IIB: No

                I was also approved through Capitol One (11.45%) AND NAVY FEDERAL (9.25%).The Honda F & I rep stated that if you have new TL, Honda will usually approve you.

                Cards that I've been approved for:

                NAVY FED. PLATINUM $10,000
                NAVY FED. NAVCHECK $8,000
                JARED $800.00
                JB ROBINSON $800.00
                KAY $800.00
                HOOTERS $500.00
                TARGET $200
                HONDA $22,500

                Congrats to you!! Did you include any vehicles in your BK? We have a vehicle that we may not re-affirm b/c it's cross-collateral with a credit card. What does that mean about having a new TL and Honda will finance you?
                Filed Chapter 7: April 2008
                341 Meeting: June 2008
                DISCHARGED: August 2008

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                  #23
                  What's a TL?

                  Comment


                    #24
                    I just have to ask Coma - after reading along in this thread and seeing your signature with says:

                    Filed CH7 - 10/13/05;
                    341 Meetings: 11/28/05, 3/20/06, 12/4/07 (3d time's a charm!)
                    Converted: 2/15/06 (to CH13), 10/15/07 (Back to CH7)
                    DISCHARGED: 2/15/08

                    Wow!! Thats a long time and a lot of 341 meetings!! What happened? I didn't even know you could start with a 7 go into a 13 and back to a 7....Thank GOD you finally got discharged!!!
                    Filed Ch 7 -- July 9, 2008
                    341 mtg ---- August 14, 2008
                    Discharged ---- October 17, 2008
                    Closed --------- December 11, 2009!

                    Comment


                      #25
                      Originally posted by Kahlee View Post
                      What's a TL?
                      Trade Line.

                      TL is also the model of my dream car, though I don't think that is what the OP was talking about
                      Filed Ch7 3/6/08 [X]
                      341 hearing 4/10/08 [X]
                      Last day for Objections 6/9/08 [X]
                      Discharge AND Closed 6/23/08 [X]

                      Comment


                        #26
                        Originally posted by sharksfan View Post
                        Trade Line.

                        TL is also the model of my dream car, though I don't think that is what the OP was talking about
                        sharksfan,

                        I thought the OP meant, if you have a new Acura TL then Honda would finance you. But I didn't understand what that meant regarding getting financed.
                        Filed Chapter 7: April 2008
                        341 Meeting: June 2008
                        DISCHARGED: August 2008

                        Comment


                          #27
                          i cant even gett approved with 670 score every decline me nissan said no. reason bk .
                          Filed ch7 8/14/07
                          341 meeting 9/18/07
                          DISCHARGED 11/20/07

                          Comment

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