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Buy Before Ch 7 or Wait??

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    Buy Before Ch 7 or Wait??

    [QUOTE=sara4;102437]They have come to get it yet or called but I'm sure it won't be long after the discharge.

    I just went Saturday 11-17-2007 to start my chapter 7. I am up in arms on what to do about surroding my car or trying to get something before. I'm afaird they will come and get it before I get a discharge or something esle to drive... Is it better to wait till after or try before???? Thank You!!!! georgia98

    #2
    I Love A New Car !

    Congratulations !

    Catchmeifyoucan
    July 2006: Filed Ch13 :blink:
    Oct 2006: Converted to Ch7 :clapping:
    Jan 2007: DISCHARGED :clapping:
    Nov 2007: CLOSED :yahoo::yahoo::yahoo:

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      #3
      Originally posted by georgia98 View Post
      I just went Saturday 11-17-2007 to start my chapter 7. I am up in arms on what to do about surroding my car or trying to get something before. I'm afaird they will come and get it before I get a discharge or something esle to drive... Is it better to wait till after or try before????
      Some questions to answer first...
      - Are you behind on your car payments? If yes, how many payments?
      - Do you intend to surrender the car in your bankruptcy?
      - Did you file on th 17th or did you just go see a lawyer about filing on the 17th?
      - Have you been notified that the car lender is starting repo efforts?
      - Does the lender have a judgment against you?

      These answers will help us help you better, Georgia. Hang in there - we'll help you sort things out.
      I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

      06/01/06 - Filed Ch 13
      06/28/06 - 341 Meeting
      07/18/06 - Confirmation Hearing - not confirmed, 3 objections
      10/05/06 - Hearing to resolve 2 trustee objections
      01/24/07 - Judge dismisses mortgage company objection
      09/27/07 - Confirmed at last!
      06/10/11 - Trustee confirms all payments made
      08/10/11 - DISCHARGED !

      10/02/11 - CASE CLOSED
      Countdown: 60 months paid, 0 months to go

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