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    #1

    Got My Car!

    Hi Everyone,

    I know it's been a while but my internet was down. Anyway, I picked up my car and I must admit I got a sweet deal. 2007, Suzuki Grand Vitara, fully loaded for only 21,350. I was lucky that after I went to one dealer he offered me almost a $6K discount so I went to the same dealer in the next city over and he wanted to beat the deal and added a $1500 discount. Anyway, I'm VERY HAPPY and can't believe how much better I was by having my financing preapproved. Hope all is going well with everyone, I've been gone for a minute but I'm back and ROLLING!!!!!
    Tags: None
    #2
    I'm so happy for you ! I want to trade in my car and upgrade to a V6. The dealer said they would keep my same rate at 9.9%, however my payments would be $500 instead of $350 and of course I would loose $4000 on the deal. Hmmm, considering I have no other debts but the necessary debts, I'm really really really TEMPTED !

    Happy For You ! Catchmeifyoucan
    July 2006: Filed Ch13 :blink:
    Oct 2006: Converted to Ch7 :clapping:
    Jan 2007: DISCHARGED :clapping:
    Nov 2007: CLOSED :yahoo::yahoo::yahoo:

    Comment

      #3
      Thanks, catchmeifyoucan,

      I don't know if I'd do a $500 payment, but if you can that's great. My payments are running right at $380 and I still wish it was lower. I'm so happy since I wanted an SUV and never thought I could actually get one. I plan on making each payment a little higher than what's due. I know it won't put a big dent in what I owe but it can't hurt. Good luck with upgrade!

      Sara4

      Comment

        #4
        That would be a smart thing to do if you can send a little more than the montly payment. My current payments for the Sonata are $344, I just send in $350. When I won at the casino (I had sent in $1000) so I'm ahead 3 months. My goal is to pay off my car by next year with casino hits.

        Did you think about gas prices rising when you chose your SUV ? Well, no matter, you got what you wanted and are happy, thats what counts. I was considering the Hyundai Sante Fe, a tad bit smaller than the SUV, but I dunno.

        Thats why I'm considering on an upgrade, I work too long and too damn hard and deserve to spoil myself (I guess).

        ENJOY ! Catchmeifyoucan !
        July 2006: Filed Ch13 :blink:
        Oct 2006: Converted to Ch7 :clapping:
        Jan 2007: DISCHARGED :clapping:
        Nov 2007: CLOSED :yahoo::yahoo::yahoo:

        Comment

          #5
          Originally posted by sara4 View Post
          Hi Everyone,

          I know it's been a while but my internet was down. Anyway, I picked up my car and I must admit I got a sweet deal. 2007, Suzuki Grand Vitara, fully loaded for only 21,350. I was lucky that after I went to one dealer he offered me almost a $6K discount so I went to the same dealer in the next city over and he wanted to beat the deal and added a $1500 discount. Anyway, I'm VERY HAPPY and can't believe how much better I was by having my financing preapproved. Hope all is going well with everyone, I've been gone for a minute but I'm back and ROLLING!!!!!
          CONGRATS sara4! Best of luck with the new car!

          Originally posted by CATCHMEIFYOUCAN View Post
          That would be a smart thing to do if you can send a little more than the montly payment. My current payments for the Sonata are $344, I just send in $350. When I won at the casino (I had sent in $1000) so I'm ahead 3 months. My goal is to pay off my car by next year with casino hits.

          Did you think about gas prices rising when you chose your SUV ? Well, no matter, you got what you wanted and are happy, thats what counts. I was considering the Hyundai Sante Fe, a tad bit smaller than the SUV, but I dunno.

          Thats why I'm considering on an upgrade, I work too long and too damn hard and deserve to spoil myself (I guess).

          ENJOY ! Catchmeifyoucan !
          Sounds like you're doing well with this one CATCHME! I'd stick with what you're doing because there's nothing better than owning the title to your car.
          Bankruptcy History:
          Chapter 7 filed - 10/12/2005 - Asset
          Discharged - 02/16/2006
          Case Closed - 11/08/2007

          A banker is a fellow who lends you his umbrella when the sun is shining and wants it back the minute it begins to rain ~ Mark Twain

          All suggestions are based on personal experience and research and SHOULD NOT be construed as legal advice as I am NOT an attorney. Always consult with competent counsel in your area with regards to your particular situation.

          Comment

            #6
            Sara - What kind of interest rate did you get and what are your credit scores that they pulled when you got the financing?
            Filed Business Chapter 7: 7/11/07
            341 Meeting: 8/8/07 Asset Case
            US Trustee reviewed case/resolved 9/14/07
            Discharged: 10/11/07 Closed: 11/2/08

            Comment

              #7
              Boscoe, Cap1 offered me 10.5% however, Navy FCU gave me half of that since I'm retired, with VA disability as well as work full time so my interest is 5.25%. I didn't post it because I know it's not like that for most, being military affilated really helps, ALOT!

              Comment

                #8
                I noticed you said Navy FCU gave you a loan? I'm just wondering b/c when they caught wind of us filing bk they dropped all my accounts. Did they do the same with you and just reopen? I have been with them for almost 10 years and didn't file anything on them!

                Comment

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