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Christian Community Credit Union : Auto Refi @ 6.75% (CH7 Discharged 06/06)

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    #46
    i applied for their credit card and i still haven't gotten a response back yet. Their service is a bit iffy...been over a month and still no response

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      #47
      i never did get a response on the credit card. I did get a response from a pre-approved WAMU today....3500 limit! so I guess I'll give up on the CCCU credit card. It's weird I didn't even get a decline. Maybe they are waiting on my first car payment due Nov. 1....I pay it tomorrow...we'll see.

      BK'r, that's weird on the Mortgage thing. I'm kinda scared now cuz we were thinking of trying them on a house come feb. If you don't mind me asking, what is the range of your income? We are looking at around 285,000 house with 130,000 income. Was yours anywhere in that range? And WHO in the world told you that? I want to be sure and talk to someone else!!! Thanks for the info.
      Cindy
      Chapter 7 Pro Se....Discharged Feb. 2006

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        #48
        Hi cindylynnsmith, my income is $115K. I went through C21 mortgage company. I ended up putting 5% down on a 80-15-5 mortgage on a $289K home, got a rate of 6-something% on the first and 8-something on the second, and didn't have to pay PMI. Feel free to PM me if you have any questions.

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          #49
          let us know cindylynnsmith...

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            #50
            well i just got a phone call from them. I initially wanted 10k credit line (i know it is a lot) but i wanted to consolidate all my CC to one. Anyways, they counter offer and gave me 2500 instead. I decline as I didn't want another CC. Just thought i give you an update. I might change my mind but they will keep it for 3 months then it gets toss. I just odn't feel safe with them until I know its safe and secure

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