Who were approved through post BK and some details...

[Jeepy89]

Date Discharged: 12/29/2006
Lender: Capital one
Date Applied For: 05/11/07
Approval Amount: 24,000
Interest Rate: 9.95
Term: 60

I found an 2005 Pontiac Montanna loaded with 45k miles - paid 10,900. Boy have I missed my van in the 9 months since we turned it in

[SinkingFast]

Discharged 12/18/06

Family car was totalled in April, 2007. Began shopping for a car. Budget goal was $400/mo or less for payments.

Local Ford Dealer offered 11% for 60 months thru a sub prime "Program".

Approved with CapOne Blank Check, 4/27/2007, 8.95% fixed, $38,500, up to 72 months.

Applied with Road Loans just for the heck of it a week later to see if we could get a better offer.

Approved with Road Loans, 5/8/2007, 5.99% fixed, $28,000, for up to 72 months.

Purchased a new 2007 today. 5/17/2007. Financed $25.5K, which includes GAP insurance, State sales tax, State wheel tax, and title transfer fee. Payment $422.50/mo for 72 months with no prepayment penalty.

Part of the decision to go new was market related. Most used vehicles available now are already 3 years old. 30K-40K miles. Limited or no warranty remaining. Price range ran $18K-$22K. For a bit more, we could get new, with bumper to bumper warranty.

[suitelady79]

I feel you on that one. I am in the market for another vehicle and I have this one guy I am working with who is really trying to put me in a used honda accord...now I love the accord but there is very little warranty remaing,which i have to pay for extended warranty, and then the miles are a bit high, even those that were recent leases that were turned in....

[jenrw74]

Discharged One Week!!!

Date Discharged: 5/25/07LAST WEEK!!
Lender: RoadLoans
Date Applied For: 6/1/07
Approval Amount: $30,000
Interest Rate: 9.99%
Term: up to 72 months

[oretnom1]

Date Discharged: 02/28/2006
Lender: Toyota Motor Credit
Date Applied and Approved: 05/24/2007
Approval Amount: $22,500
Interest Rate: 7.8%
Term: 63 months
Down Payment: $5000

[meanie0479]

Filed Chapter 13 in 2/02, failed, refiled 11/02, successfully completed mid September, 2007. I was approved for a Capital One Blank Check @ 6.38% but was able to secure the following at the dealer--

Date Discharged: 9/2007
Lender: Toyota Motor Credit
Date Applied and Approved: 1/4/2008
Approval Amount: about $27,000
Interest Rate: 4.9%
Term: 60 months
Down Payment: $0 ($800 trade-in)

My credit scores were in the low 700s...dealership said the score they pulled was 732.

[senzadebiti]

Discharged 11-20-07

Lender: Wachovia Bank
Date applied and approved: 2-25-08
Interest Rate: 13.99%
Term: 60 Months
Down Payment: $0
Credit score: 625
Car: 2003 Nissan Xterra (lease buyout)

[PlayRPay]

Lender:CapOne !!!BLANK CHECK ON THE WAY
Date Applied For:1st time 8/2/07 DECLINED
Date Applied For:2nd time 2/29/08 APPROVED
Approval Amount: $30,000
Interest Rate:OMG!!! 7%
Term:72

[carolina23]

Chap 7 discharged 2-06-08
Creditor: Honda Financial
CL: $22,400 7.36 % interest rate
Approved: YES!!
Applied: 3/7/08
Pulled: EQ - TU -EX
Score: 646(FICO) 658(FAKO) 593 (FAKO)
State: VA
IIB: No

I was also approved through Capitol One (11.45%) AND NAVY FEDERAL (9.25%).The Honda F & I rep stated that if you have new TRADELINES, Honda will usually approve you.

Cards that I've been approved for:

NAVY FED. PLATINUM $10,000
NAVY FED. NAVCHECK $8,000
JARED $800.00
JB ROBINSON $800.00
KAY $800.00
HOOTERS $500.00
TARGET $200
HONDA $22,500

[test]

Car one: Planned on this one..
Date Discharged: 06/30/2006
Lender: Justice Federal Credit Unioun
Date Applied For: Sept, 2006
Approval Amount: $60,000 (pre approved credit limit)
Interest Rate: 7.5%
Term: 5 years


Car two: Wife hit deer and totaled her jeep (liability only)
Date Discharged: 06/30/2006
Lender: Justice Federal Credit Unioun
Date Applied For: 10/28/2006
Approval Amount: $60,000 (again pre approved credit limit)
Interest Rate: 7.5%
Term: 5 years

[Flamingo]

Date Discharged: August 30, 2006 (Chapter 13)
Lender: GMAC
Date Applied For: 4/27/06 (following Chapter 13 buyout on 4/11/06)
Approval Amount: $13,000
Interest Rate: 0%
Term: 4 years

[TroubleinCalif]

After mine is discharged, I'm changing my life. No more expensive cars!

Im going to get a Harley and save on gas and enjoy the countryside................

[rickisbroke]

Date Discharged: 5/25/07LAST WEEK!!
Lender: RoadLoans
Date Applied For: 6/1/07
Approval Amount: $30,000
Interest Rate: 9.99%
Term: up to 72 months

Approved in less than a week of discharge? Amazing. I think I saw another post where they were pre-approved and not even discharged yet.
I know things are different for everybody, but this is great news for me. I hope I am in the same boat. I had to let my nice car get repo'd and have been driving a $2000 clunker. It's getting me by, but the weatherstrips leak water and the suspension is shot. The a/c doesn't work and the seat isn't comfortable. It starts and goes everyday, which is the important thing and gets decent mileage...it's an 82 VW Rabbit, by the way. It's not bad for going to work and around town, but long hauls in this thing would suck. I worry a little about safety, too. No airbags in this thing
I don't want to get buried in something stupid I can't afford, but I need a more modern, safer, comfortable car. I think I will go for a barely used Toyota Yaris or Honda Fit.

[brokeinmichigan]

We were approved through Chase @ 9.45% for 60 months, 7 mos. after discharge. Oddly enough, we also have our mortgage through Chase and did NOT reaffirm, and my husband discharged $$$ with them on a CC in our BK7. Made me chuckle a bit...seems as though the left hand rarely knows what the right hand is doing.

[rickisbroke]

There's a joke there, but this is a semi PG forum.