Who were approved through post BK and some details...

[Bell30656]

I got approved in January for a new 2011 Toyota Prius Three. I couldn't get the zero percent financing but I did get 6% which isn't as bad as I expected.

[CCsAreEvil]

I agree with you Snax. Sometimes I'm blown away by the terms some people get. Income level and current FICO score must play a major role. I can see that some people may have reservations about posting salary.. but then again, no one knows who you are directly here.

[Snax]

That's an impressive rate for just over a year out. Do you mind sharing Income, credit score, sale price, and amount down?

[startover24]

Date Discharged: 4/26/2011
Lender: Capital One
Applied Date: 5/20/2012
Approved Amount: $26,400
Rate: 3.86%
Term: 66M

[may]

Date discharged: June 30, 2011
Lender: Ally
Date applied: May 10, 2012
Approved: $14,700
Interest rate: 10.3%
Term: 72 months

[jeff6898]

Datee Discharged: 5/17/12
Lender: Capital One
Date Applied For: 5/18/2012
Approval Amount: $24,000
Interest Rate: 14.6 Term: 72 months

Not the best rate but one day after discharge I can't complain. Not going to buy a car anywhere near $24,000 though. Hope to refiance whatevefr I buy after a year or so.

[jetsfan2010]

Congrats Cameron. I am thinking of waiting about 12 months before refi

[cameron98sr]

Datee Discharged: 07/16/2011
Lender: FAA Credit Union
Date Applied For: 03/15/2012
Approval Amount: $19,000
Interest Rate: 2.9%
Term: 60 months

OMG - couldn't believe it when I received the phone cap. I applied online at lending tree, capital one and somewhere else. Each were denied!.
When bk was discharged, my credit score was 515...today it is 657.

Bk was honestly THE best financial decision I ever made. There is life after BK! Don't give up!

[IBroke]

Congrats you did it.!!!! Aren't you thrilled?????

Oh, absolutely! The he** I am...

[basketsbears]

Congrats you did it.!!!! Aren't you thrilled?????

[IBroke]

Date Discharged: 01/06/2011
Lender: NuVision FCU (through Fleet Financial via lendingtree.com)
Date Applied For: 02/28/2012
Approval Amount: $21,560
Interest Rate: 9.32%
Term: 72 months

Loan was Refi. Previous loan was 7 months old at 18.24%.

[southernmom]

msm~
Golden one Credit union is a great bank. When I lived in California I used to bank with them. I loved them. Congrats.

Date discharged: January 2011
Lender: Golden One
Date applied: December 2011
Approved $7500 (indicated could be more if I wanted)
Interest rate: 3.99%
Term: 24 months

[msm859]

Date discharged: January 2011
Lender: Golden One
Date applied: December 2011
Approved $7500 (indicated could be more if I wanted)
Interest rate: 3.99%
Term: 24 months

[jetsfan2010]

For some of those that didnt know, I had to buy a car about 10 months ago(in the middle of my bk being converted) and was only able to get approved at a "buy here/pay here" lot. The rate was atrocious(30%) and long term it doesnt make sense. I recently applied online via Capital One, and this is what I got

Date Discharged: November 2011
Lender: Capital One
Date Applied 2/2012
Approved Amount: 20,400 - using 17,600
Interest rate: 12.60
Term: 60 months

EQ Fico 537

[Bun9eeBear]

Hi, I've been reading these forums for months and just wanted to let everyone know our good news. My husband and I are less than 3 month post discharge and we were just approved for 6.35% on a new car online. Really shocked considering this is half of what the interest rate was on our previous car. We have a pretty good auto loan history, only one 30 day late back in 2009, and a previous loan with perfect history. Credit score I believe are in the mid 600's.

Date Discharged: 12/20/2011
Lender: Capital One (Blank Check)
Date Applied and Approved: 3/06/2012
Approval Amount: $22800
Interest Rate: 6.35-8.37%
Term: 72 months