9 years after

[holycowe]

Just a quick revisit. 1 more year til that mark remove from my reports.
Life is good, credit in the mid to high 700

[shipo]

Based upon the timing, I'm thinking you're talking about a Chapter 7; yes, no?

Regardless, congratulations.

I am 6+ months since my Chapter 13 discharge and see low 700s from both TransUnion and Equifax, however, my scores from Experian typically show about 100 points less than the other two; not sure why they are always so much lower.

[holycowe]

Yeah c7. It’s already gone couple mos earlier than I expected. As soon as it removed, my scores went up 50-60 points across the board.
vintage 3.0 around 790
fico around 820