Hi Everyone,
I just got discharged from a no asset chapter 7 BK 2 months ago with over 100k in unsecured credit card debt. I am pleased to announce that I was just approved for a card with Cap One with the following terms:
Credit Limit: $750
No Annual Fee
APR: 15.99% (NOT BAD FOR RIGHT AFTER BK!!)
No other junk or maintenance fees)
credit limit increases every 3-months.
I am obviously ecstatic about this as I can now begin building my credit again and using this card responsibly!!
Tuneman
PS: I've hear that it's good to have 2 cards to begin building credit more rapidly! Do any of you have any suggestions for a second card with no annual fee and a decent rate considering my requirements above? I heard HSNC or Orchard might be good but I think they charge annual fees??
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tunemanrss started a blog post I just got approved for a Capital Oe Unsecured MasrercardI just got approved for a Capital Oe Unsecured Masrercard
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#1Grider commentedEditing a commentim staying FAR fro any CC's forever
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#2LeighRyan commentedEditing a commentYou could get a debit card instead, then you know you will never get into such credit card crisis again, I too had well over 100,000 in cc debt, I would not have a credit card now for anything. I have travelled through Durope, Canada and Mexico with a debit card and had no trouble, just a thought.
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