Well, I picked up two calls today - one from a number I didn't recognize, turned out to be a CA for DirecTV - and one from BofA on the accounts that were not charged off already. Both were actually very nice! I'm picking up calls now just to give everyone the attorney's name & number, so I'm looking forward to not getting as many calls!

I don't know why, but I've been really hesitant in the past to even mention filing BK to any creditors. I guess now that no one could possibly get a garnishment prior to April 1st (my very earliest possible filing date), I can breathe a little easier. Whew!