I'm new writing to this site but have been reading for many months. Great information from all. Thanks for the heads up on NDC. I've been checking it out for about 8 months. Good news was given to me on Fri -- COMPLETED--CASE CLOSED. I'm waiting for the refund of money and the final papers. I've had a great lawyer. I've only saw him once and all other business has been done email,fax or phone. He is 150 miles away from me so this worked for both of us.
Had a little problem at the beginning of my 45 months but when I got my budget set I never missed a payment. It is nice to know that the $1745 I've sent in to the trustee is now mine.