I know in my own experience that it almost seems that our worth as human beings almost is tied to our credit score and financial situation! Life does happen and sometimes we just have to look at our options. It is not a judgement on us as persons, just on our financial decisions and situations that are sometimes out of our control. We need to re-frame our perceptions. Here are some quotes I found valuable....

Bankruptcy represents a longstanding commitment in this country to helping people get a fresh start. This principle has never been giving only certain people a fresh start.
Tim Johnson

Capitalism without bankruptcy is like Christianity without hell.
Frank Borman

Disappointment is a sort of bankruptcy - the bankruptcy of a soul that expends too much in hope and expectation.
Eric Hoffer

Family responsibility, yes, and always. Family bankruptcy due to the cruel rules of government, no.
Barbara Mikulski

High bankruptcy rates, increased credit card debt, and identity theft make it imperative that all of us take an active role in providing financial and economic education during all stages of one's life.
Ruben Hinojosa

However, the economics of our business continued to deteriorate. We barely escaped bankruptcy a year ago, and in the aftermath of that escape we had to make some even tougher decisions.
Gerard Arpey

If we don't change, millions of American families are just one medical emergency, or one layoff, away from financial disaster and bankruptcy.
Jim Cooper