My husband & I filed Ch. 7 in 2003. We have had several other legal issues since that time. We recently settled a case for $85K (last one). We had 3 unsecured creditors file claims totaling $35K. I got $37.5K in a fen-phen settlement in 2006. BK Trustee kept $30K of that money. I got $7.5K since it was a personal injury settlement. The balance to satisfy creditors is $5K. Now BK Trustee says we will only get possibly $15K because of interest to be paid to creditors since we have a surplus funds case. How is that calculated? We lost everything due to a wrongful termination. We have waited 7 years for $15K? It is a real mess.