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JollyGG

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JollyGG

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  • JollyGG
    Getting a job at a bank post BK
    by JollyGG
    My husband was working a job he hated and was way overqualified for, that paid very little when we filed bankruptcy.

    He had been looking for a new job, basically since the day he started his job. However, the environment at work in the six months up to filing was particularly toxic and...
    05-15-2008, 07:14 PM
  • JollyGG
    Getting our car title, reafirming the car, and our credit report
    by JollyGG
    We were pleased to get our car paid off about a month after our chapter 7 discharge. We waited several months and never got our release of lien mailed to us. So I called Wells Fargo who the loan was through. They said they didn't have our information as this account was with their bankruptcy department.
    05-15-2008, 06:57 PM
  • JollyGG
    Possible objections
    by JollyGG
    We filed very quickly after deciding to do so. Therefore, we didn't wait 90 not using our cards as is recommended. See my post - why we filed when we did.

    Two of our creditors contacted our lawyer with threats to object.

    The first was a balance transfer we did around 60...
    05-15-2008, 06:53 PM
  • JollyGG
    Why we filed when we did
    by JollyGG
    We were right on the line of the median for our state. I'm sure that even if we had to take the means test we would have passed, with high insurance costs, daycare costs, etc. But who knows since it is debatable if we could have included our student loan payments or not. And our car would have had to...
    05-15-2008, 06:46 PM
  • JollyGG
    How I became an asset case
    by JollyGG
    We had enough exemptions to cover everything including our tax refund. Well, that is until our trustee decided she wanted all of my earned but unpaid income. I get paid once a month and we filed right before payday. So that was a whole months worth of pay. Well we had enough exemptions to cover all...
    05-15-2008, 06:39 PM
  • JollyGG
    Introduction
    by JollyGG
    05-15-2008, 06:38 PM
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Started by JollyGG, 05-15-2008, 07:14 PM
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Started by JollyGG, 05-15-2008, 06:57 PM
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Started by JollyGG, 05-15-2008, 06:53 PM
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Started by JollyGG, 05-15-2008, 06:46 PM
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Started by JollyGG, 05-15-2008, 06:39 PM
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Started by JollyGG, 05-15-2008, 06:38 PM
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