So we've decided that we are going to go ahead and do the chapter 7. It means that we have to find my husband a cheaper car sometime before we file so we can turn his more expensive car in.

But I had been studying the chapter 13 stuff and now I'm all out of my league. Plus it's been a while since I've heard from my attorney, but not so long that I'm too worried about that.

We picked up the Nolo book on how to file chapter 7 and it looks like it will answer most of my questions.

But I'm back to not being able to sleep, or sleeping too much, stomach problems and backaches.

I just don't know when this is going to get better.