Bankruptcy and "authorized users" - Bankruptcy Forum Chapter 7 13 341 Meeting Credit Collections

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Donald started a blog post Bankruptcy and "authorized users"
07-12-2008, 09:33 PM
Bankruptcy and "authorized users"

hello: I am planning on filing chapter 7. I am an authorized user on my mother's credit card. This showed up on all three of my credit reports, even though I don't own the acct. When I file chapter 7, could this hurt my mother's acct? She has excellent credit.
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1 comment
- #1
  
  BKSorrow commented
  
  07-16-2008, 06:33 PM
  
  Editing a comment
  
  I had the exact opposite situation. I filed bankruptcy but my Mom had an authorized user card. She was not a co-applicant I just gave her a card long after the account had been opened. When I filed BK they took my name off and made her the primary account holder. She has had to call many times to argue this and their so called investigation is still pending.
  
  I would suggest just to avoid any future problems have her remove you from the account at least for now.
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