I have read several posts with this topic but have been unable to decide myself the best way to go when deciding whether to apply for a new car loan or a used car loan under this program. Because I think it makes a difference when deciding if I knew the chances of what I would be offered with each depending on certain criteria.

So it would be interesting to have people reply here and give there experience in this one post regarding which loan you applied under (used or new). Then list the terms you were offered. Finally give a little background in your post about your situation criteria such as credit scores, any judgments, whether your bankruptcy has been discharged and a general time frame of each.

These Four pieces of information together in one discussion would help me immensely! Thank you!