Hey Guys thanks to all of you, I am feeling at peace. I finally filed my case yesterday Nov 23rd, 2010 at 5:15 pm to be exact, my 341 hearing is scheduled for December 30th 2010, in Florida. The Trustie assigned is Leslie Osbourne. Well what happens now? What can I do? What can't I do? Anyone been before Mr. Osbourne how is he? One great thing about all of this is My total balance is $400, 588 with $28 of which $14K in a repo vehicle and balance small card balances etc. The house is valued $122K balance owing $360K so I don't think I have too much to worry about. But now how long do you guys think I have before I have to move out of the home? Any tips and advice appreciated.