We told ourselves for far too long that we'd find our way out of this stranglehold of debt. Like others, we'd rob Peter to pay Paul in order to get by, ignoring one bill to pay another.

Then came the emergency we never anticipated on top of other emergencies we had been able to manage.

Soon, we knew way to many Paul's and not enough Peters. We were slowly succumbing to the financial pressure and it was no longer manageable.

We woke up to our situation and we ran the numbers. Those numbers showed us 5 years of past financial struggle on track to future financial ruin. We struggled to breath, being choked by increasing debt for 5 years past, and no way out going forward. We had hit bottom.

We needed a reset. We needed a breath of air.

It is our hope to share and help others with what we've learned, so that they too can get a reset & a breath of air.

Like you, we'll begin with far more questions than answers. When we learn something valuable, we'll summarize what we've learned here, and share it on the forum.

Thanks for joining us and welcome to our blog.